A J.C. Hart Apartment Community in Fishers, IN
 

Should I Rent An Apartment Or Buy A House In Fishers?

January 20, 2021

Exterior of apartment in Fishers

In the past decade, common wisdom in relation to acquiring a home or renting an apartment in Fishers has been spun on its head. Owning a home allows for a cause of pride and connectedness that you cannot get from renting, but it may also be an origin point for difficulty and serious costs. Renting may have some restrictions, but also creates room for flexibility and fixed expenditures home ownership doesn’t. Here are a few things to know before deciding to acquire a house or rent an apartment in Fishers.
 
Apartment building in Fishers

Money is King

Costs, both initial expense and ongoing, can differ greatly between renting an apartment and buying a house. The home buying process is rife with costs and fees that normally have to be given upfront - not including the down payment. There are home appraisal and inspections, earnest money, first-year insurance fees, and other assorted charges - all before your ongoing bills even kick in. That’s not even including the added price tag for upkeep and any remodeling you may desire.

Renting has a considerably shorter barrier for entry. Standard renting upfront fees include a security deposit, that month’s rent, and other various deposits or fees. While some say that money paid for renting is wasted, money paid on a location to stay is never a loss.

Living room in Fishers apartment

Space for You and the Entire Family 

What you require out of your living quarters may be the critical factor in choosing if you should rent an apartment or buy a house in Fishers. The average house square footage in the United States is increasing, meaning more space for an office or a nursery. A home will likely have a yard for kids and pets to roam free and play in.

You can locate apartments in assorted layouts and floorplans. Inside, you can find anything from a 1-bedroom to a 3-bedroom, but they all come in fixed layouts. Your apartment will likely have walking paths and a dog park, and other families living on the other side of the wall. Of course, most homes don’t come with amenities like a decked out gym or swimming pool

Repair in Fishers apartment

Maintenance Woes

While the versatility that comes having a house is remarkable, it does come with a few strings attached. In the off chance that a pipe burst or appliance break, it is on you or a handyman you employ to do the repairs. In a rental, there is a trained maintenance staff that is available 24/7. Not only is having a maintenance professional on-call convenient, but it will likely also save you some big money. Repair expenses are included in your renting costs, while any repairs on a house come directly from your bank account.

Freedom for Your Lifestyle

Your job and lifestyle can be massive factors in choosing to buy a house or rent an apartment in Fishers. Selling a house can be a arduous, complex process. If you work in a position that demands you to relocate frequently, undergoing the selling process will likely be more stressful than it is worth. Renting an apartment is a more streamlined process that doesn’t involve real estate agents or money lending - only the apartment staff and you.

Ready To Start Looking For Your Perfect Apartment Space?

When you’re ready for an apartment in Fishers, your first choice should be The District at Saxony Apartment Homes. We have spacious floorplans, attentive staff, and sublime amenities. Simply call 317-576-3057 or click the “schedule a tour button” to find your new apartment.